SUNDAY, NOVEMBER 16, 2025 IMAGE: "Sawtooth National Forest - Stanley, Idaho"
U.S. BANKRUPTCY COURT
District of Idaho
Chief Judge Noah G. Hillen
Public 2 New
SUNDAY, NOVEMBER 16, 2025
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Federal Rule of Bankruptcy Procedure 1007(b)(7) permits an approved debtor education provider to notify the court directly that the debtor has completed a post-petition instructional course concerning personal financial management. This rule pertains to debtor education certificates only, not to credit counseling certificates.
The Bankruptcy Court for the District of Idaho allows approved personal financial management course providers to file the Certificate of Debtor Education under Rule 1007(b)(7) electronically using the electronic financial management course certificate filing program (eFinCert).
Pursuant to Federal Rule of Bankruptcy Procedure 1007(c), the provider’s certificate showing debtor completed the personal financial management course must be filed within 60 days after the first date set for the meeting of creditors under §341 of the Code in a chapter 7 case, and in a chapter 11 or 13 case no later than the date when the last payment was made by the debtor as required by the plan or the filing of a motion for discharge under § 1141(d)(5)(B) or § 1328(b) of the Code. Failure to timely file the certificate may result in the debtor's case being closed without a discharge. See Fed. R. Bankr. P. 4004(c)(1)(H).
File Personal Financial Management Court Certificate (eFinCert)
Penalty for a provider filing a fraudulent certification: Fine of up to $500,000 or imprisonment for up to 5 years, or both. 18 U.S.C. §§ 152 and 3571.
